Heavy Equipment Financing and Leasing

Find financing, funding, lending, and leasing solutions to help you acquire the construction, logging, mining, or farm equipment your company needs.

Skid Steer Loader

Are you shopping for a financing or leasing company to start or accelerate your business? Take a look at our guides and review our list of companies specializing in heavy equipment to determine the best lender, with the right rate and options, to meet your requirements and budget.

Financing vs Leasing

Financing means that you get to keep the machinery by the end of a contract, and it’s a great way to get ahold of expensive equipment without having to pay the high costs upfront. The right financing agreement lets you pay as you earn using the heavy equipment.

Leasing means you are essentially renting the machinery for a specified time, with fixed terms and conditions, and is a good option when only a small amount of machinery is needed for a short period of time. It is more popular due to rising machinery prices and costly upgrades. Seasonal workers (crop farmers, for instance) often use short-term leases to obtain the farm equipment when they need it the most and then quickly pay the lease off during their busy months, saving much more in the process than if they were to buy the equipment outright. They also don’t have to worry about storage or maintenance for the rest of the year.

Why Choose a Heavy Equipment Financing Company?

There’s a lot of ways to get a loan, but companies focusing on heavy equipment financing tend to be the fastest and most reliable option. Banks have many procedures to go through and can take forever verifying your worth before offering a loan, and they tend to be much less negotiable if you cannot make a payment. Heavy equipment financing companies, on the other hand, understand the nature of the business a little better and can be much more generous when it comes to extending times and forgiving debts if need be.

The Three Ways to Finance Heavy Equipment

Heavy equipment financing can be done in three different ways:

  • Installment Agreement
  • Leasing
  • Line of Credit

To learn more about these different types of financing and other factors to consider, read our guide to heavy equipment financing.

Types of Heavy Equipment Leases

There are four main types of leases to choose from, each with their own distinct advantages:

  • Fair Market Value
  • $1 Buyout
  • Wrap Lease
  • Sale Leaseback

To learn more about the types of heavy equipment leases and which one may be the best for you, along with advantages and important considerations when leasing, read our ultimate guide.

Companies Providing Financing and Leasing

Find the best financing or leasing lender to partner with you.



With offices in Los Angeles CA, Irvine CA, and Boston MA, Taycor Financial has been a part of business growth and development for nearly 30 years. Our customers are on Main Street, not Wall Street, and our mission statement reflects that. Our goal is to provide first-class service and a full range of financial products ranging from equipment leasing and financing to hybrid lines of credit and working capital.

Whether you are a startup business or a well-established landmark in your community, Taycor has multiple financing programs that will fit your business needs. We strive to provide excellent service, guidance, and access to capital through our dedicated team of leasing and financing professionals.

It’s simple: do what you say, and say what you do. There is a reason why more than 50% of Taycor clients come back as repeat customers. We operate with the belief that honesty is the best policy, even when things are hard to say and difficult to hear. If there is a challenge or difficulty expect to know upfront. However, our team of experts will guide you through each step of the way.

What to expect when working with Taycor:
  • Honesty – We operate with the belief that honesty is the best policy, even when things are hard to say and difficult to hear. If there is a challenge or difficulty expect to know upfront. However, our team of experts will guide you through each step of the way.
  • Transparency – We are a part of the same community we serve. Our families and friends walk through the doors just as often as our customers. Contact us anytime with questions: (888) 585-3628.
  • Quality – We believe that excellence begins with a commitment to improving through continuing education as well as accountability through industry peers and licensure boards. Taycor is a licensed lender through the Department of Business Oversight.
  • Flexible Programs – Choose the terms, structure, and even payment deferral options that fit your needs and budget.

Full Circle Finance, LLC.


Full Circle Finance believes that lending to business owners needs to be more than a credit score. For the past 30 years lenders have looked for ways to streamline the lending process and Tim Cetto, CEO of Full Circle Finance has been here for each of those years, helping clients acquire the financing needed to grow their businesses. 

Full Circle’s commitment to you is that we will take the time to understand your business needs and long-term goals. We are Quick, Convenient and Personal!

Full Circle Finance can help you acquire:

  • Equipment loans and leases (new and used, no age limits)
  • Working Capital
  • Accounts receivable and financing
  • Credit card factoring
  • Restructuring of current debt
This is where financing meets ambition!

It’s not about us. It’s not about our competition.
It’s about your wants and needs.
It’s about coming Full Circle back to the people who matter the most, our customers!

Craig LeSesne
Full Circle Finance
888.223.2600 phone
888.223.3600 fax

Craig is the president of Full Circle Finance and has been in the equipment finance industry for over 20 years.  Specializing in the agricultural, transportation and construction industries, he understands the unique needs of business owners and enjoys meeting new clients and listening to their stories.

Prior to his career with Full Circle, Craig was an insurance agent and earned an Associate’s degree from Wenatchee Valley College.

In his time away from the office, Craig loves to spend time outdoors with his boys, who are 18 and 14. Whether it’s hunting, fishing, or camping, if Craig is not at the office, he can usually be found enjoying all nature has to offer in the Pacific Northwest.

Doug Powell
Full Circle Finance
888-223-2600 Business
888-223-3600 Fax
509-393-5111 Cell

Since 2008, Doug has been an Account Representative for Full Circle, specializing in working with the logging, agriculture, and spray foam industries.  One of his favorite parts of working in the finance industry is watching his clients’ businesses grow and thrive.

Prior to joining Full Circle, Doug was a general manager in the automotive industry for over 20 years in Pensacola, Florida.    

Doug, his wife Robin and son Jackson moved to the Wenatchee Valley in 2006.  He and his family enjoy spending time outdoors and he also raises and shows English Coon Hounds all across the country. 


Free Guide to Financing

Do you still have questions about what to look for in a finance company or what a finance contract might look like?

Have questions about collateral, tax deductions, or how your credit will affect you?

If so, then make sure to check out our free guide to heavy equipment financing.

Heavy Equipment Financing Guide

Free Guide to Leasing

Need some seasonal farm equipment but aren't sure which type of lease is the right fit?

Are you in an industry where the technology of the equipment is rapidly advancing?

Get your questions answered. Determine if heavy equipment leasing is a good fit for you with our free guide to heavy equipment leasing.

Heavy Equipment Leasing Guide