13 Speed Sleeper Semi Trucks with Air Ride Suspension For Sale

(855) 942-___ SHOW
NUMBERCall Seller

23 0

2020 International LT625 Sleeper Semi Truck - 73" Integral Sleeper, Cummins 450HP, 13 Speed Automatic

$43,000 USD

Purchase your vehicle from the leader in the leasing industry. Penske vehicles have the reputation of quality and being well-maintained. We offer competitive financing; extended warranties;...

Condition	Used
Usage	562,880 Miles
Duty Class	Heavy Duty Sleeper Semi Truck
Horse Power	450 HP
Engine Model	Cummins X15
Transmission	13 Speed Automatic
Sleeper Type	Integral Sleeper
Sleeper Size	73"
Suspension	Air Ride
Rear Axle	Tandem Axle
Rear End	40,000 lb 3.36 ratio
Stock Number	282346
MLS Number	13387024
Category	Sleeper Semi Trucks
Last Updated	5/10/2025
Location	Burlington, NJ, US
Sold By	Penske Used Trucks

(844) 435-___ SHOW
NUMBERCall Seller

17 0

2023 International HX Sleeper Semi Truck - 73" Raised Roof Sleeper, Cummins 525HP

$149,900 USD

Loaded With Extras!!!!!!!! (Factory Engine Warranty 5yr/500,000)Exp. 11/07/27, GrossVehicleWeightRating: Class 8: 33,001 pounds, cab: Standard Cab, engine type: X15, ACCondition: Used,

Condition	Used
Usage	177,679 Miles
Duty Class	Heavy Duty Sleeper Semi Truck
Horse Power	525 HP
Drivetrain	6x4
Transmission	13 Speed
Sleeper Type	Raised Roof Sleeper
Sleeper Size	73"
Suspension	Air Ride
Rear Axle	Tandem Axle
Rear End	40,000 lb 3.36 ratio
Stock Number	340751
MLS Number	13015222
Category	Sleeper Semi Trucks
Last Updated	2/7/2025
Location	Manchester, NH, US
Sold By	Allegiance Trucks

(833) 627-___ SHOW
NUMBERCall Seller

16 0

2006 Kenworth W900 Sleeper Semi Truck - Raised Roof Sleeper, Cummins 475HP, 13 Speed Manual

$39,900 USD

Well Maintained Truck ✅ , Dual Stacks ✅ , Led Lights ✅ , Fully Serviced ✅ , Ready to work ✅, Last Owner rebuilt the engine at 900k miles, no docs to show overhaul, engine is...

Condition	Used
Usage	1,181,068 Miles
Duty Class	Heavy Duty Sleeper Semi Truck
Horse Power	475 HP
Engine Model	Cummins ISX
Drivetrain	6x4
Transmission	13 Speed Manual
Sleeper Type	Raised Roof Sleeper
Suspension	Air Ride
Rear Axle	Tandem Axle
Rear End	40,000 lb 3.55 ratio
Stock Number	0358
MLS Number	11885204
Category	Sleeper Semi Trucks
Last Updated	2/6/2025
Location	Edinburg, TX, US
Sold By	DeLucio USA

(855) 942-___ SHOW
NUMBERCall Seller

18 0

2020 Freightliner T12664ST Sleeper Semi Truck - 72" Integral Sleeper, Cummins 450HP, 13 Speed Automatic

$46,500 USD

SPECIAL PROMOTION - Original Price: $53500.00 ;MANAGERS SPECIAL Purchase your vehicle from the leader in the leasing industry. Penske vehicles have the reputation of quality and being...

Condition	Used
Usage	610,955 Miles
Duty Class	Heavy Duty Sleeper Semi Truck
Horse Power	450 HP
Engine Model	Cummins X15
Transmission	13 Speed Automatic
Sleeper Type	Integral Sleeper
Sleeper Size	72"
Suspension	Air Ride
Rear Axle	Tandem Axle
Rear End	40,000 lb 3.23 ratio
Stock Number	338791
MLS Number	11817520
Category	Sleeper Semi Trucks
Last Updated	5/7/2025
Location	Fontana, CA, US
Sold By	Penske Used Trucks

(844) 548-___ SHOW
NUMBERCall Seller

18 0

2016 Peterbilt 389 Sleeper Semi Truck - 45" Flat Top Sleeper, Cummins 450HP, 13 Speed Manual

$58,500 USD

2016 Peterbilt 389 Flattop Truck, Unibilt 45” Sleeper Bunk, Cummins ISX15 450HP Diesel Engine, Eaton 13 Speed Manual Transmission, 619,000 Actual Miles, Engine Brakes, Cruise Control, 250”...

Condition	Used
Usage	619,000 Miles
Duty Class	Heavy Duty Sleeper Semi Truck
Horse Power	450 HP
Engine Model	Cummins ISX15 450
Drivetrain	6x4
Transmission	13 Speed Manual
Sleeper Type	Flat Top Sleeper
Sleeper Size	45"
Suspension	Air Ride
Rear Axle	Tandem Axle
Rear End	40,000 lb 3.70 ratio
MLS Number	12867037
Category	Sleeper Semi Trucks
Last Updated	3/6/2025
Location	Saint Edward, NE, US
Sold By	Quality Trucks & Trailers

(855) 370-___ SHOW
NUMBERCall Seller

15 0

2004 Kenworth W900B Sleeper Semi Truck - 66" Mid Roof Sleeper, Caterpillar 551HP, 13 Speed Manual

$64,900 USD

2004 Kenworth W900B Mid-Roof 66" Single Bunk Sleeper, Dual Breather, Dual Exhaust, CAT C15 551HP Engine, Manual 13 Spd Fuller RTLO18913A Transmission, Tandem Axle, AIr Ride Suspension,...

Condition	Used
Usage	58,609 Hours
Duty Class	Heavy Duty Sleeper Semi Truck
Horse Power	551 HP
Engine Model	Caterpillar C15
Drivetrain	6x4
Transmission	13 Speed Manual
Sleeper Type	Mid Roof Sleeper
Sleeper Size	66"
Suspension	Air Ride
Rear Axle	Tandem Axle
Rear End	40,000 lb 3.36 ratio
Stock Number	CT1537
MLS Number	13370005
Category	Sleeper Semi Trucks
Last Updated	1/29/2025
Location	Spencer, IA, US
Sold By	Vander Haag's Inc.

(833) 627-___ SHOW
NUMBERCall Seller

16 0

2016 Peterbilt 389 Sleeper Semi Truck - Cummins 550HP, 13 Speed Manual

$89,900 USD

Well Maintained Truck ✅ , Excellent conditions, inside and outside ✅ , Fully Serviced ✅, Road Ready ✅ **Take it today with ONLY $8,900 DOWN PAYMENT** with our approved...

Condition	Used
Usage	854,406 Miles
Duty Class	Heavy Duty Sleeper Semi Truck
Horse Power	550 HP
Drivetrain	6x4
Transmission	13 Speed Manual
Sleeper Size	78"
Suspension	Air Ride
Rear Axle	Tandem Axle
Rear End	40,000 lb 3.25 ratio
Stock Number	5786
MLS Number	13357187
Category	Sleeper Semi Trucks
Last Updated	1/22/2025
Location	Donna, TX, US
Sold By	DeLucio USA

(833) 801-___ SHOW
NUMBERCall Seller

10 0

2012 Volvo VNL64T670 Sleeper Semi Truck - 67" Raised Roof Sleeper, 435HP, 13 Speed Manual

$11,000 USD

good truck, runs great, clean, air seats, double bunk, fleet maintained, differential lock, dump valve, A/S 5th, cruise, power mirrors, heated mirrors, *TRUCK WAS HAULING FREIGHT IN JANUARY...

Condition	Used
Usage	1,124,722 Miles
Duty Class	Heavy Duty Sleeper Semi Truck
Horse Power	435 HP
Drivetrain	6x4
Transmission	13 Speed Manual
Sleeper Type	Raised Roof Sleeper
Sleeper Size	67"
Suspension	Air Ride
Rear Axle	Tandem Axle
Rear End	40,000 lb 3.36 ratio
Stock Number	12D13112670
MLS Number	12622888
Category	Sleeper Semi Trucks
Last Updated	1/12/2025
Location	Covington, TN, US
Sold By	Don Baskin Truck Sales

(833) 801-___ SHOW
NUMBERCall Seller

14 0

2012 Volvo VNL64T780 Sleeper Semi Truck - 80" Raised Roof Sleeper, D13 425HP, 13 Speed Manual

$13,000 USD

good truck, runs good, good rubber, elec windows, elec door locks, elec mirrors, double bunk, a/s 5th, diff lock, fold down table,

Condition	Used
Usage	955,681 Miles
Duty Class	Heavy Duty Sleeper Semi Truck
Horse Power	425 HP
Engine Model	Volvo D13
Drivetrain	6x4
Transmission	13 Speed Manual
Sleeper Type	Raised Roof Sleeper
Sleeper Size	80"
Suspension	Air Ride
Rear Axle	Tandem Axle
Rear End	40,000 lb 3.42 ratio
Stock Number	12D13955780
MLS Number	12282515
Category	Sleeper Semi Trucks
Last Updated	1/12/2025
Location	Covington, TN, US
Sold By	Don Baskin Truck Sales

(833) 801-___ SHOW
NUMBERCall Seller

5 0

2003 Freightliner Coronado 132 Sleeper Semi Truck - 70" Mid Roof Sleeper, Detroit 500HP, 13 Speed Manual

$25,000 USD

very nice truck, PRE-EMISSIONS 12.7 LITER 500 HP DETROIT! runs excellent, dual exhaust, differential lock, dump valve, A/S 5th, cruise, power windows, power door locks, power mirrors,...

Condition	Used
Usage	1,563,396 Miles
Duty Class	Heavy Duty Sleeper Semi Truck
Horse Power	500 HP
Engine Model	Detroit SERIES 60 12.7 DDEC III
Drivetrain	6x4
Transmission	13 Speed Manual
Sleeper Type	Mid Roof Sleeper
Sleeper Size	70"
Suspension	Air Ride
Rear Axle	Tandem Axle
Rear End	40,000 lb 3.58 ratio
Stock Number	03DETXTCOR
MLS Number	11660451
Category	Sleeper Semi Trucks
Last Updated	1/12/2025
Location	Covington, TN, US
Sold By	Don Baskin Truck Sales

39 0

2016 Freightliner Cascadia 125 Sleeper Semi Truck - 60" Mid Roof Sleeper, Detroit 505HP, 13 Speed Manual

Call for price

1354999 Miles, Engine: DETROIT DD15, 505 HP, Fuel Type: Diesel, 13 Speed Manual Transmission, Air Ride Suspension, Sleeper Type: Mid Roof Sleeper, Sleeper Size: 60, Wheels: All Aluminum,...

Condition	Used
Usage	1,354,999 Miles
Duty Class	Heavy Duty Sleeper Semi Truck
Horse Power	505 HP
Engine Model	Detroit DD15
Transmission	13 Speed Manual
Sleeper Type	Mid Roof Sleeper
Sleeper Size	60"
Suspension	Air Ride
Rear Axle	Tandem Axle
Rear End	40,000 lb 3.55 ratio
Stock Number	31715
MLS Number	11452888
Category	Sleeper Semi Trucks
Last Updated	12/21/2024
Location	Montreal/ Ile-aux-noix/Toronto/NY, QC, Canada
Sold By	Gamache Truck Center

(844) 548-___ SHOW
NUMBERCall Seller

20 0

2005 Kenworth W900L Sleeper Semi Truck - Mid Roof Sleeper, Caterpillar 550HP, 13 Speed Manual

$39,500 USD

2005 Kenworth W900L Sleeper Truck, Areocab Studio Sleeper Bunk, Caterpillar C15 550HP Engine, Eaton 13 Speed Manual Transmission, 1.267,000 Miles, Engine Brakes, Cruise Control, 3.55 Gears,...

Condition	Used
Usage	1,267,000 Miles
Duty Class	Heavy Duty Sleeper Semi Truck
Horse Power	550 HP
Engine Model	Caterpillar C15 ACERT
Drivetrain	6x4
Transmission	13 Speed Manual
Sleeper Type	Mid Roof Sleeper
Suspension	Air Ride
Rear Axle	Tandem Axle
Rear End	40,000 lb 3.55 ratio
MLS Number	13223513
Category	Sleeper Semi Trucks
Last Updated	3/6/2025
Location	Saint Edward, NE, US
Sold By	Quality Trucks & Trailers

38 1

2015 Kenworth T880 Sleeper Semi Truck - 42" Flat Top Sleeper, Paccar 455HP, 13 Speed Ultrashift Automatic

Call for price

499860 Miles, Engine: PACCAR MX-13, 455 HP, Fuel Type: Diesel, 13 Speed Ultrashift Automatic Transmission, Drive: 6x4, Air Ride Suspension, Sleeper Type: Flat Top Sleeper, Sleeper Size: 42,...

Condition	Used
Usage	499,860 Miles
Duty Class	Heavy Duty Sleeper Semi Truck
Horse Power	455 HP
Engine Model	Paccar MX-13
Drivetrain	6x4
Transmission	13 Speed Ultrashift Automatic
Sleeper Type	Flat Top Sleeper
Sleeper Size	42"
Suspension	Air Ride
Rear Axle	Tandem Axle
Rear End	40,000 lb 3.55 ratio
Stock Number	C-33101
MLS Number	12090166
Category	Sleeper Semi Trucks
Last Updated	11/8/2024
Location	Montreal/ Ile-aux-noix/Toronto/NY, QC, Canada
Sold By	Gamache Truck Center

41 1

2017 Kenworth W900L Sleeper Semi Truck - 82" Mid Roof Sleeper, Cummins 475HP, 13 Speed Manual

Call for price

1085138 Miles, Engine: CUMMINS ISX, 475 HP, Fuel Type: Diesel, 13 Speed Manual Transmission, Air Ride Suspension, Sleeper Type: Mid Roof Sleeper, Sleeper Size: 82, Wheels: Aluminum, Wheel...

Condition	Used
Usage	1,085,138 Miles
Duty Class	Heavy Duty Sleeper Semi Truck
Horse Power	475 HP
Engine Model	Cummins ISX
Transmission	13 Speed Manual
Sleeper Type	Mid Roof Sleeper
Sleeper Size	82"
Suspension	Air Ride
Rear Axle	Tandem Axle
Rear End	40,000 lb 3.36 ratio
Stock Number	C-33877
MLS Number	12008443
Category	Sleeper Semi Trucks
Last Updated	11/8/2024
Location	Montreal/ Ile-aux-noix/Toronto/NY, QC, Canada
Sold By	Gamache Truck Center

42 1

2017 Kenworth W900L Sleeper Semi Truck - 82" Mid Roof Sleeper, Cummins 475HP, 13 Speed Manual

Call for price

1019408 Miles, Engine: CUMMINS ISX, 475 HP, Fuel Type: Diesel, 13 Speed Manual Transmission, Drive: 6x4, Air Ride Suspension, Sleeper Type: Mid Roof Sleeper, Sleeper Size: 82, Wheels: All...

Condition	Used
Usage	1,019,408 Miles
Duty Class	Heavy Duty Sleeper Semi Truck
Horse Power	475 HP
Engine Model	Cummins ISX
Drivetrain	6x4
Transmission	13 Speed Manual
Sleeper Type	Mid Roof Sleeper
Sleeper Size	82"
Suspension	Air Ride
Rear Axle	Tandem Axle
Rear End	40,000 lb 3.36 ratio
Stock Number	C-33875
MLS Number	12004562
Category	Sleeper Semi Trucks
Last Updated	11/8/2024
Location	Montreal/ Ile-aux-noix/Toronto/NY, QC, Canada
Sold By	Gamache Truck Center

43 1

2018 Peterbilt 579 Sleeper Semi Truck - Paccar 450HP, 13 Speed Manual

Call for price

953489 Miles, Engine: PACCAR MX-13, 450 HP, Fuel Type: Diesel, 13 Speed Manual Transmission, Drive: 6x4, Air Ride Suspension, Wheels: All Aluminum, Wheel Base: 240, Tandem Rear Axles, Front...

Condition	Used
Usage	953,489 Miles
Duty Class	Heavy Duty Sleeper Semi Truck
Horse Power	450 HP
Engine Model	Paccar MX-13
Drivetrain	6x4
Transmission	13 Speed Manual
Suspension	Air Ride
Rear Axle	Tandem Axle
Rear End	40,000 lb 3.36 ratio
Stock Number	C-33929
MLS Number	11978670
Category	Sleeper Semi Trucks
Last Updated	11/8/2024
Location	Montreal/ Ile-aux-noix/Toronto/NY, QC, Canada
Sold By	Gamache Truck Center

37 1

2017 Peterbilt 389 Sleeper Semi Truck - Paccar

Call for price

579053 Miles, Engine: PACCAR MX-13, 455 HP, Fuel Type: Diesel, 13 Speed Manual Transmission, Drive: 6x4, Air Ride Suspension, Sleeper Type: Mid Roof Sleeper, Sleeper Size: 68, Wheels: All...

Condition	Used
Usage	579,053 Miles
Duty Class	Heavy Duty Sleeper Semi Truck
Horse Power	455 HP
Engine Model	Paccar MX-13
Drivetrain	6x4
Transmission	13 Speed Manual
Sleeper Type	Mid Roof Sleeper
Sleeper Size	68"
Suspension	Air Ride
Rear Axle	Tandem Axle
Rear End	40,000 lb 3.42 ratio
Stock Number	C-33878
MLS Number	11976405
Category	Sleeper Semi Trucks
Last Updated	11/8/2024
Location	Montreal/ Ile-aux-noix/Toronto/NY, QC, Canada
Sold By	Gamache Truck Center

41 0

2017 Kenworth W900L Sleeper Semi Truck - 82" Mid Roof Sleeper, Cummins 475HP, 13 Speed Manual

Call for price

911058 Miles, Engine: CUMMINS ISX, 475 HP, Fuel Type: Diesel, 13 Speed Manual Transmission, Drive: 6x4, Air Ride Suspension, Sleeper Type: Mid Roof Sleeper, Sleeper Size: 82, Wheels: All...

Condition	Used
Usage	911,058 Miles
Duty Class	Heavy Duty Sleeper Semi Truck
Horse Power	475 HP
Engine Model	Cummins ISX
Drivetrain	6x4
Transmission	13 Speed Manual
Sleeper Type	Mid Roof Sleeper
Sleeper Size	82"
Suspension	Air Ride
Rear Axle	Tandem Axle
Rear End	40,000 lb 3.36 ratio
Stock Number	C-33867
MLS Number	11973810
Category	Sleeper Semi Trucks
Last Updated	11/8/2024
Location	Montreal/ Ile-aux-noix/Toronto/NY, QC, Canada
Sold By	Gamache Truck Center

40 1

2017 Kenworth W900L Sleeper Semi Truck - 82" Mid Roof Sleeper, Cummins 475HP, 13 Speed Manual

$99,995 USD

607169 Miles, Engine: CUMMINS ISX, 475 HP, Fuel Type: Diesel, 13 Speed Manual Transmission, Drive: 6x4, Air Ride Suspension, Sleeper Type: Mid Roof Sleeper, Sleeper Size: 82, Wheels: All...

Condition	Used
Usage	607,169 Miles
Duty Class	Heavy Duty Sleeper Semi Truck
Horse Power	475 HP
Engine Model	Cummins ISX
Drivetrain	6x4
Transmission	13 Speed Manual
Sleeper Type	Mid Roof Sleeper
Sleeper Size	82"
Suspension	Air Ride
Rear Axle	Tandem Axle
Rear End	40,000 lb
Stock Number	C-33870
MLS Number	11964634
Category	Sleeper Semi Trucks
Last Updated	11/8/2024
Location	Montreal/ Ile-aux-noix/Toronto/NY, QC, Canada
Sold By	Gamache Truck Center

36 1

2012 Peterbilt 388 Sleeper Semi Truck - 66" Mid Roof Sleeper, Paccar 455HP, 13 Speed Manual

Call for price

838490 Miles, Engine: PACCAR MX-13, 455 HP, Fuel Type: Diesel, 13 Speed Manual Transmission, Drive: 6x4, Air Ride Suspension, Sleeper Type: Mid Roof Sleeper, Sleeper Size: 66, Wheels: All...

Condition	Used
Usage	838,490 Miles
Duty Class	Heavy Duty Sleeper Semi Truck
Horse Power	455 HP
Engine Model	Paccar MX-13
Drivetrain	6x4
Transmission	13 Speed Manual
Sleeper Type	Mid Roof Sleeper
Sleeper Size	66"
Suspension	Air Ride
Rear Axle	Tandem Axle
Rear End	40,000 lb 3.36 ratio
Stock Number	C-31165
MLS Number	11776691
Category	Sleeper Semi Trucks
Last Updated	11/8/2024
Location	Montreal/ Ile-aux-noix/Toronto/NY, QC, Canada
Sold By	Gamache Truck Center

39 0

2017 Freightliner Cascadia 125 Sleeper Semi Truck - 48" Mid Roof Sleeper, Detroit 505HP, 13 Speed Manual

Call for price

1013423 Miles, Engine: DETROIT DD15, 505 HP, Fuel Type: Diesel, 13 Speed Manual Transmission, Air Ride Suspension, Sleeper Type: Mid Roof Sleeper, Sleeper Size: 48, Wheels: All Aluminum,...

Condition	Used
Usage	1,013,423 Miles
Duty Class	Heavy Duty Sleeper Semi Truck
Horse Power	505 HP
Engine Model	Detroit DD15
Transmission	13 Speed Manual
Sleeper Type	Mid Roof Sleeper
Sleeper Size	48"
Suspension	Air Ride
Rear Axle	Tandem Axle
Rear End	40,000 lb 3.70 ratio
Stock Number	C-32882
MLS Number	11748131
Category	Sleeper Semi Trucks
Last Updated	11/8/2024
Location	Montreal/ Ile-aux-noix/Toronto/NY, QC, Canada
Sold By	Gamache Truck Center

39 1

2017 International ProStar Sleeper Semi Truck - 68" Mid Roof Sleeper, Cummins 475HP, 13 Speed Ultrashift Plus Automatic

Call for price

553142 Miles, Engine: CUMMINS ISX, 475 HP, Fuel Type: Diesel, 13 Speed Ultrashift Plus Automatic Transmission, Drive: 6x4, Air Ride Suspension, Sleeper Type: Mid Roof Sleeper, Sleeper Size:...

Condition	Used
Usage	553,142 Miles
Duty Class	Heavy Duty Sleeper Semi Truck
Horse Power	475 HP
Engine Model	Cummins ISX
Drivetrain	6x4
Transmission	13 Speed Ultrashift Plus Automatic
Sleeper Type	Mid Roof Sleeper
Sleeper Size	68"
Suspension	Air Ride
Rear Axle	Tandem Axle
Rear End	40,000 lb 3.55 ratio
Stock Number	C-33231
MLS Number	11725542
Category	Sleeper Semi Trucks
Last Updated	11/8/2024
Location	Montreal/ Ile-aux-noix/Toronto/NY, QC, Canada
Sold By	Gamache Truck Center

(844) 548-___ SHOW
NUMBERCall Seller

20 0

2020 Peterbilt 389 Sleeper Semi Truck - Flat Top Sleeper, Cummins 450HP, 13 Speed Manual

$98,500 USD

2020 Peterbilt 389 Extended Hood, 72” Unibilt Flattop Sleeper Truck, Cummins X15 450HP Anniversary Addition, Eaton 13 Speed Manual Transmission, 476,000 Actual Miles, 476,000 ECM Miles,...

Condition	Used
Usage	476,000 Miles
Duty Class	Heavy Duty Sleeper Semi Truck
Horse Power	450 HP
Engine Model	Cummins ISX15 450
Drivetrain	6x4
Transmission	13 Speed Manual
Sleeper Type	Flat Top Sleeper
Suspension	Air Ride
Rear Axle	Tandem Axle
Rear End	40,000 lb 3.42 ratio
MLS Number	13073894
Category	Sleeper Semi Trucks
Last Updated	3/6/2025
Location	Saint Edward, NE, US
Sold By	Quality Trucks & Trailers

(888) 576-___ SHOW
NUMBERCall Seller

32 0

2010 Freightliner Columbia 120 Sleeper Semi Truck - 70" Raised Roof Sleeper, Detroit, 13 Speed Manual

Call for price

Duel aluminum fuel tanks and new transmission,

Condition	Used
Duty Class	Heavy Duty Sleeper Semi Truck
Engine Model	Detroit SERIES 60 14.0 DDEC V
Drivetrain	6x4
Transmission	13 Speed Manual
Sleeper Type	Raised Roof Sleeper
Sleeper Size	70"
Suspension	Air Ride
Rear Axle	Tandem Axle
Stock Number	NV2-083022ETJS
MLS Number	11673913
Category	Sleeper Semi Trucks
Last Updated	2/9/2024
Location	Las Vegas, NV, US
Sold By	Carmody and Associates Inc